Authorize.Net, a service of Lightbridge, Inc., manages the submission of payment transactions to the processing networks on behalf of its merchant customers. Since 1996, Authorize.Net has been a leading provider of Internet Protocol (IP) based payment gateway services, enabling merchants to authorize, settle and manage credit card and electronic check transactions from a Web site, retail store, mail order/telephone order (MOTO) call center or mobile device.

The Authorize.Net Payment Gateway can help you accept credit card and electronic check payments quickly and affordably. More than 250,000 merchants trust Authorize.Net to manage their transactions, help prevent fraud, and grow their business.
An Authorize.Net Payment Gateway account enables you to accept credit card and electronic check payments from your e-commerce website.

Authorize.Net understands the evolving needs of Web merchants –  their solutions are designed to help you grow your online business.

Accept a Variety of Payments – All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, signature debits, and Internet auctions.
Manage Your Transactions – Use our full-featured Merchant Interface to monitor and control payments through your Web site. Prevent Fraud – Identify suspicious transactions with our value-adding products and built-in fraud tools.
Risk Management – Sensitive data is stored in the Authorize.Net PCI-compliant data center, never on your computer.
Receive Payments Quickly – Your funds are automatically deposited into your merchant bank account within days.
Free Help – Authorize.Net provides live technical and account support to merchants seven days a week, as well as access to online documentation and user guides.

The Authorize.Net Payment Gateway can help you accept credit card and electronic check payments quickly and affordably.

Reputation You Can Trust – More than 250,000 merchants trust Authorize.Net to manage their payment transactions securely and reliably.
Easy to Integrate – Authorize.Net offers several methods for linking Web sites to the payment gateway. Web merchants can choose the method that best suits their business needs. Retail merchants integrate to the payment gateway via third-party POS solutions.
Free Customer Support – Customer satisfaction is their number one priority. That's why they provide free customer support via toll-free telephone, e-mail and online chat. Representatives are available Monday through Friday, 5 AM to 5 PM Pacific time (closed major holidays).
Scalability – Authorize.Net provides valuable solutions for cost-conscious merchants. If your business needs change, you can transition to the CyberSource Advanced service for enterprise-volume processing, international payments, advanced risk management services, and more.
Business Partnerships – They are dedicated to providing products and value-adding services and tools that help merchants minimize risk, reduce costs and increase revenue.

E-commerce Payments, Retail Store Payments, Mail Order/Telephone Order, Mobile Payments.

Payment Gateway Standard Features: Connection Methods, Customer Support, Merchant Interface, Virtual Terminal/Batch Upload, Security and Compliance, Simple Checkout, Verified Merchant Seal™, Virtual Point of Sale (VPOS).

Value-Adding Products: Automated Recurring Billing™, Customer Information Manager, eCheck.Net®, Advanced Fraud Detection Suite.

Third-Party Solutions: Merchant Toolbox, Certified Solutions, Shopping Carts, Point-of-Sale Solutions, Kiosks, MOTO Software, Mobile Devices, Certified Developers, Certified Hosting Partners.

Reseller Program
For financial institutions such as ISOs and MSPs capable of creating merchant bank accounts.
Provide your merchants with secure and reliable payment processing services.
Reliable Residuals, Multiple Revenue Streams, Free Merchant Billing, Free Reseller Support, Reseller Toolkit, Merchant Conversion Program.

Affiliate Reseller Program
Their affiliate program is geared toward businesses with e-commerce customers. Offer a premier payment gateway solution bundled with the services you provide, and earn revenue for simply referring customers.

Developer Center
Their new Developer Center provides the resources you need to work with them:
Affiliate Program – Sign up to earn commissions for referrals.
Certified Partner Programs – Market your products for free.
Integration Resources – Implementation guides, sample code, testing, and more.
Community Forum – Connect with other developers to share ideas.

Who can become an affiliate reseller?
Any business that serves merchant customers:
Shopping Cart Developers, Point-of-Sale Systems Developers, Web Developers, Web Hosting Companies, Internet Service Providers (ISP), Systems Integrators and VARs, Independent Software Vendors (ISV).

Authorize.Net merchants encompass a wide variety of business industries: information, communication, government, sports, religion, education, gourmet foods and many others. Regardless of their business type, merchants benefit by providing their customers with convenient, secure and reliable payment options without needing to invest in the ongoing development, support and legal compliance of a sophisticated in-house payment system.

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CyberSource Corporation is a leading provider of electronic payment and risk management solutions. CyberSource solutions enable electronic payment processing for Web, call center, and POS environments. CyberSource also offers industry leading risk management solutions for merchants accepting card-not-present transactions. CyberSource Professional Services designs, integrates, and optimizes commerce transaction processing systems. Approximately 284,000 businesses use CyberSource solutions, including half the companies comprising the Dow Jones Industrial Average. The company is headquartered in Mountain View, California, and has sales and service offices in Japan, the United Kingdom, and other locations in the United States including Bellevue, Washington and American Fork, Utah.

Products and Services

For Small Business
See their Authorize.Net line of eCommerce payment solutions, specifically designed for businesses having less than $3M in annual online sales.

For Medium & Large Business
See their CyberSource Advanced services below (or review our CyberSource Advanced solution). Their services help you optimize business results by aggressively managing every aspect of your payment operations, from acceptance through reconciliation and payment security.

Global Payment Acceptance Services:
CyberSource merchant account or your preferred provider, Credit/debit cards: Visa, MasterCard, AMEX.
Country cards: Discover, Maestro, Solo, Carte Si, Carte Bleu, Dankort, Visa Electron, Laser, more...
PayPal, Express, Checkout, Bill Me Later (direct connection), eChecks, direct debit payments, bank transfers
Transact: Online, call center, kiosk, POS, mobile
Hosted payment fields option mitigates payment security risk
Real-time global tax calculation

Order Screening (Fraud Management Services):
Global fraud management portal (rules and case management system)
Supports over 100 global validation tests and services
Verified by Visa, MasterCard SecureCode
Managed services w/business performance guarantees

Processing Management:
Advanced processing logic to recover temporary authorization failures
Automated interchange management (auth re-fresh, split shipment re-auth, more)

Collection & Reconciliation:
Online and downloadable reports/data feeds
Order-level reconciliation
Automated reconciliation and re-presentment solutions
Online chargeback management

Payment Security & Administration:
Secure Storage: store payment data in our datacenters—not yours—transact as usual
Hosted payment fields option (process w/out touching payment data)
Payment system centralization services (professional services)
PCI planning and remediation services (professional services)
Complimentary PCI scanning services

Implementation Options:
Implement as self-managed system or fully managed service with SLAs. Professional design and integration services also available. Full account team available: account manager, technical account manager

CyberSource Advanced
eCommerce Payment Management for Medium & Large Business. CyberSource Advanced solutions are used by Internet 500 companies, leading brands in travel and new media, as well as insurance and education institutions. With their Advanced solutions you get high performance eCommerce payment management capabilities to help capture and keep more revenue, reduce cost, complexity and risk, and scale efficiently.

Industry Solutions
Leverage their in-depth industry experience and deep payment management expertise in these markets:
Airlines, Retail/Brand Direct, Media, Entertainment, Telecom.

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