This network will connect all of the local gateways, which are currently constrained within their own economic and/or political borders, allowing them to link their local currencies through their own local dominant payment providers, which are in turn linked through the global ChronoPay gateway to the Internet, effectively connecting Online Merchants and Customer from all over the world. 

ChronoPay’s vision is the creation of a vast global network containing the required technology bridges and gateways needed to connect all the critical components of local, regional and international e-commerce. ChronoPay’s three year mission is to become the dominant provider in the EU & Russian Internet Credit Card processing industry.

Within six years ChronoPay’s mission is to achieve a preeminent global position in Internet credit card processing by enabling all of the dominant international credit card products, as well as dominating in the global micro-payments market. ChronoPay can quickly jump start Your e-commerce engine by helping You get Your own Internet Merchant Account, enabling You to accept all major credit cards and bank ATM Debit cards. Their online credit card processing system is integrated with reliable European acquiring banks and processors (TPPs and Service Members), so You can quickly and easily begin to accept payments online through the most popular international credit cards payment systems: Visa and MasterCard. They can also offer You our IPSP solution as a hassle free, effective payment instrument to start receiving online credit card payments on Your web-site in 24 hours without obtaining dedicated online merchant account.

As a ChronoPay e-commerce client, You will have access to:

3D Secure (Verified by Visa) / SecureCode availability.  A world-class processing infrastructure, integrated with the world's most common payment platforms, delivering industry-best uptime and volume capabilities, offering both one time and recurring credit card billing options. VISA , VISA Electron , MasterCard, EuroCard, Cirrus-Maestro, American Express, Diners Club, JCB , Switch and Solo cards processing!
Their international network of partnerships with acquiring institutions and card associations service members allows them to offer our e-commerce clients an extremely impressive card acceptance choice!
Smart fraud protection. 99.9% protection from targeted fraud. Minimum sales loss. Competitive fees - You'll love their fee structure. In fact, their processing fees are often less than our major competitors. The most advanced sales stats features on the market. A total resource for client administration. Simple, hassle-free set-up procedure.

ChronoPay's unparalleled commitment to end-user Customer Support. With our 24/7/365 CUSTOMER SUPPORT end-user's satisfaction is always guaranteed!
They accept and respond to 100% of their client's phone calls and email inquiries. Your time is freed up to manage the other critical areas of Your business. Fully integrated, advanced Affiliate management system. Full technical support and programming, to insure speedy integration of Your web site to their processing system. You do not have to write scripts or find someone who can write scripts. They do it all for You. XML reports of Your transaction data. They offer easy integration, but a powerful and sophisticated system!
Transaction GateWay - ChronoPay provides an excellent gateway, which is integrated with most of the world's major processing platforms. Easy retail application integration - Sell tangible products? Their retail transaction processing solutions are second to none. Shopping cart, shipping, CUSTOMER SERVICE. All the tools You'll need for online success. Fast and Reliable PaYouts - They paYout fast and they are reliable. You can count on it!
ChronoPay offers its clients comprehensive assistance in obtaining of dedicated merchant account through their acquiring partners worldwide. But ChronoPay can also act as a payment solution reseller under IPSP model for Your project needs in order to provide You with stable and reliable payment solution rapidly and simply.

Small Business
For merchants who are looking for a payment solution for their online shop. Their services include: All major payment methods are accepted, No setup fee, no monthly fee, 158 currencies are supported, Easy integration, Free use of their fraud screening software, Easy to use back office, 24/7/365 customer support for your customers, And many other features.

Large Corporations
ChronoPay is able to deliver flexible tailor made online payment solutions.
Their services include: Highly flexible payment platform, Multi acquirer processing, Own merchant account, Multi currency processing, White label gateway, Product development, Consultancy services, Customizable fraud prevention, Risk management, And many other services.

ChronoPay is one of the leading Payment Service Providers on the European market. Their international network of partnerships with acquiring banks allows them to offer their e-commerce clients an impressive variety of credit and debit cards and various local payment methods. They constantly research and monitor acquiring banks and other Internet Payment Service Providers in order to be able to offer the best fees and customer service.

The Referral Partnership Program allows partners to refer potential clients to ChronoPay in return for a revenue commission for those accounts that are successfully acquired and generate revenue. Their Referral Partners offer ChronoPay’s payment solutions to their clients as a secure, tried and trusted payment solution. You refer a potential new merchant to ChronoPay and they will take it from there. They will guide your clients through every step of the application process including the integration process and one-on-one administration tutorials. All merchant support is handled by their technical team, so it is not necessary for you to be involved in gateway support services. Resellers are able to follow up with all new merchant applications and track existing merchant activities in an automated mode through their Reseller administration software.

Key benefits to partners
An impressive range of payment solutions to offer to your European clients
A large variety of e-commerce business models can be accepted.
Opportunity to advertise your company and services on ChronoPay’s website.
Flexible commission structures.
Punctual monthly commissions payout.
A dedicated Account Manager to assist you in attracting new customers.
Access to an online fully automated administration back office.

Key benefits to your clients
Support all popular payment methods. Process payments via an IPSP solution or an own merchant account. Attractive fees. One-stop-shop; a complete payment solution, including a merchant account /IPSP solution, anti fraud module, online back office and many more payment features. Fraud prevention; the business of your client is protected from fraud with their wide range of risk management services.

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Pivotal Payments
Pivotal Payments is a long established full service Merchant Services Provider to restaurants, retailers, chain stores, franchises, hospitality and lodging establishments, direct marketers as well as ecommerce and mail order/telephone order businesses. They provide nationwide credit & debit card processing, clearing and settlement, gift/loyalty/stored value card programs, terminal management solutions and electronic check processing. Established in 2003, Pivotal employs over 400 employees and 1200 sales partners. Its management team includes seasoned industry executives that have created one of the fastest growing and successful organizations in the payment processing industry today. Pivotal Payments has over 60,000 merchants and processes over $10 billion in volume per year.
A leading merchant services provider, Pivotal Payments is committed to providing merchants with payment processing and merchant account solutions that will ensure their business growth & success. A dynamic, professional company, Pivotal maintains a strong reputation for its complete range of payment processing services, scalable solutions and merchant focus. They provide nationwide credit & debit card processing, clearing and settlement, gift & loyalty programs, terminal and gateway solutions and electronic check processing to point-of-sale, ecommerce and mail order/telephone order businesses.
At Pivotal Payments, they understand payment processing is a critical service for merchants and they are single-mindedly focused on providing bullet-proof solutions that allow their merchants to concentrate on more important things -growing a successful business. They deliver their commitment to their merchants every day and it is deeply imbedded in every aspect of their business.

Merchant Services
Enjoy the features your business needs - at a price you can afford. Pivotal Payments provides a wide range of products and merchant account services that offer lower costs, increased freedom and more benefits for your business.
They offer:
Low-Cost Payment Processing
With Pivotal Payments, you can expect affordable and reliable payment processing solutions. They offer great credit card, debit card, and gift card payment processing rates to help you keep costs low!
Real-time Online Reporting
View your business financials at a glance so you're always in control of your business. With just a click, their real-time online reporting provides comprehensive sales and expense tracking. Take control of your income and expenses!
High-Tech Point-of-Sale Equipment
Buy or lease-to-own our superior POS terminals. With state-of-the-art technology, PCI-PED Compliance and powerful advanced features, their custom-industry POS terminals give you the equipment you need for your business!
Cash Advance Services
Their merchant cash advance services make it easy for you to make purchases for your business on payment plans you can afford. Discover the flexibility of buying what you need, when you need it, without the worries and hassles!

Offering customers more options to pay helps you earn more sales and increase your client base. Pivotal Payments' processing lets you easily accept debit, credit cards and gift card payments for only pennies per transaction.
Pivotal Payments' solutions let you: Allow customers to pay quickly and easily, Increase customer sales and client loyalty, Offer convenient, secure and safe payment options.
Take advantage of fast and simple payment processing with competitive rates that help you earn more with less expense.
Find out about: Accepting debit and credit card payments, Their innovative, PCI-compliant terminals, Virtual terminal solutions for desktop processing, Real-time Reporting features, Cash Advances and fast access to loans.
Ready to see how much you can save with Pivotal Payments? In just three minutes, we'll tell you the savings you'll achieve with our low-cost solutions. You'll wonder why you waited so long to switch!

Agent Programs
ISO Agents
Pivotal Payments' ISO/Agent program is second to none. Understanding the importance of business partnerships, Pivotal has listened to their MLS partners and created a program like no other.
Pivotal Payments offers innovative payment processing solutions for franchisors and franchisees. They can offer exclusive rates and a standardized program that can be implemented across a franchise chain.
Agent Banks (Financial Institutions)
Pivotal Payments offers financial institutions a turnkey referral program that allows banks to completely outsource their payment processing services, including sales, risk management, boarding and support.
Value-Added-Reseller Program
VARs can now integrate the Pivotal Payments Gateway, Pivotal Merchant Account and share merchant processing revenues while concentrating on their own core product, providing a superior total solution to their clients.

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