2CheckOut - Echo

                                                                         2CHECKOUT - ECHO

2CheckOut
2Checkout.com is the online distribution center for over 300,000 tangible or digital products and services. Web businesses (suppliers/vendors) agree to sell their goods and services to 2CO for immediate resale.The supplier status you obtain through 2CO
permits you to access a larger market. The potential customer responds to marketing, visits your site and has the additional reassurance of knowing their purchase is backed by 2CO — a US-based business with years of eCommerce experience.

2CO provides you with a customizable transaction interface, multi-level customer service interaction and a satisfaction survey system that is completely voluntary and, in most cases, customer initiated. Add an online transaction processing system that integrates the most up-to-date security features available with a profitable commission payment and you establish a competitive business.
You can sell goods, services, and e-products, just about anything online!
At its easiest you simply enter your products or services into our product database and add the buttons or links that are automatically created for you to your site. When buyers click on the links to pay, 2CO handles the sale in a secure environment, contracts with you as the supplier to fulfill the sale, and deposits payment for the sale into your account.
You can be receiving live orders immediatley. No long forms to fill out and mail, etc. Your account will be live and ready to sell through 2CO immediately!
Next, add products / services and prices to your customer account so that buttons and links can be automatically created for you.
Then, place the buttons or links on your web site and you are ready to go. 2CO accepts customer orders via online checks, Visa, MasterCard, Discover, American Express, Dinners, JCB and debit cards with the Visa and MasterCard logo.

As soon as a buyer places an order, you will receive detailed order information via a fulfillment email from 2CO.
Detailed records of each transaction are also stored on our servers and can be accessed by you to fill, track and manage orders.
There is a one time only set up fee of $49.00.
After that, you only pay for sales. If you, sell nothing, you pay nothing. 2CO collects a 5.5% commission on each transaction plus a $0.45 charge per sale.
There are no leases, no monthly fees, no application fees, no gateway fees, no additional card company or third party charges and no statement fees!

A new accounting period begins every 1st and 16th day of each month.
All transactions that occur within 48 hours of this period will be processed, and payment will be electronically deposited directly to your personal or business bank account as follows:

Payment for orders placed between the 1st and the 15th of the month will be dispersed on or about the 16th of that month.
Payment for orders placed between the 16th and the end of the month will be dispersed on or about the 1st of the following month.
Suppliers with larger sales volumes ( over $1,000 a week ) can qualify for weekly transfers.
You can sell through 2CO if: You maintain a Web site(s),containing complete marketing, advertising, and product information. Customers will place the orders themselves through your web site and 2CO.com. Suppliers agree not to place orders on behalf of customers as part of normal business operations. Your offering meets their Eligible Offerings Requirements.

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Echo (Electronic Clearing House )
Electronic Clearing House, Inc. continues to build on its history of Credit Card Processing electronic payment processing and financial services solutions for businesses across the United States. Over 110,000 businesses benefit from the expertise ECHO has developed since 1986, when the company began to develop products and services that streamline the business of selling.

Whether at a retail store, on-line, or over the phone, ECHO’s merchants can earn increased business more easily by accepting credit cards and checks with our integrated merchant accounts. With its electronic infrastructure, flexibility and development expertise, ECHO provides these capabilities and more to a wide range of industries and business models. Their partners include value added resellers, community banks, collection agencies and independent resellers.

To provide effective risk protection for merchants using its check services, ECHO acquired the National Check Network in 2000. This offers merchant check verifications and authorizations from the NCN database, which is a shared pool of negative and positive checking account data contributed by over 260 affiliated collection agencies across the United States. This authorization capability is at the heart of all of ECHO’s Check Services for merchants.

Electronic Clearing House, Inc. provides a complete solution to the payment processing needs of merchants, banks and collection agencies.
ECHO's services include debit and credit card processing, check guarantee, check verification, check conversion, check re-presentment, check collection and Automated Clearing House (ACH) check processing.

Credit Card Processing
Accept Credit Cards - Accept Debit Cards
Electronic Clearing House, Inc (ECHO) is a Tier 1 multi-platform payment processor used by merchants large and small across the nation. They offer merchant account services as one of the top ten processors nationwide, they provide a diverse variety of credit card processing, debit card processing, and echeck products to merchants across the business spectrum:
Retail Credit Card Processing - Online Credit Card Processing - Merchant Cash Advances - Government - Non Profit - Restaurant -
- Mail Order - Telephone Order - Internet Payment Services - Business and Residential Services - Bank Card Processing - High
Volume - Convenience Stores - Self Storage - Medical Management Systems - Beauty Salons - Online Dating - Insurance Industry -
- Health Clubs and Gyms - Grocery Stores - Auto Parts - Acceptance Marks.
In addition to providing services direct to merchants, they work with partners that include banks, technology companies and independent sales agents. ECHO is trusted by their many partners and resellers who offer their services under their own brand or through co-branding options. Such partners include banking institutions, software developers, value added resellers (VARS), Internet service providers, and independent sales organizations among others.

Payment Technology for Every Business

ECHO is a great choice for credit card processing and debit card services because they provide a full suite of low cost payment processing options.

With ECHO, any business in America can process debit and credit cards using the technology that best fits their business model. This includes:
• Point-of-Sale Terminal within a store, restaurant or service business.
• For businesses that operate online. ECHO offers a free Internet payment gateway to work with online shopping carts or automated
   payment systems.
• A business can process credit cards through the Internet with their virtual terminal or third-party PC software.
• To bill clients monthly, it’s easy to set up credit card processing for monthly recurring payments.
• Their Batch Processing Service, used by mail order, telephone order and direct marketing companies, can authorize and deposit
   hundreds of payments in a single transmission of a data file.
• Touch-Tone phone processing.
• Bank Card Processing.
• Their online reporting allows every transaction to be viewed securely online in real time. Merchants never have to wait to see their
   processing activity throughout the day.

Debit Cards

Debit cards are now widely viewed as safer than cash, and more convenient than checks. Both PIN-based and signature-based debit card processing are included in their merchant account services.
Funds are settled in just 24 hours through one of the key EFT networks and deposited into the merchant’s account in two business days.
There is also a signature-based debit option. A merchant’s customer swipes their MasterCard or Visa Check card just like a credit card, and the point-of-sale terminal gives a draft for the customer to sign.

ECHO Check Services
Streamline Your Check Handling and Reduce Risk

With the full suite of paper check and eCheck services available from ECHO, you can easily accept checks in the most efficient way for your business. ECHO’s check processing services are used in every type of business, from retail and residential services, to mail order and Internet.
POS Check Conversion Service, Check Conversion Services, Check Guarantee Services, Check Verification Services, Check Representment Services, Check Recovery Services, Secure Web API and Virtual Terminal Check Payments, Batch ACH Service,
Online and ACH Check Services, Recurring Payments Manager.

Automate payment processing in non-face-to-face environments such as web sites, call centers and recurring payment businesses. • Enjoy the convenience and speed associated with electronic payments without the costs of credit cards.
• Give your customers the option of paying by check – especially the growing number of customers who are reducing their credit
   card usage.
• Secure processing from your Web site shopping cart. Gain incremental sales for on-line customers who prefer to pay by check.

ECHO also specializes in check services such as:
• Check verification (check authorization) services through our National Check Network database
• Electronic check collection services (RCK)
• Advanced check risk management solutions
• Check collections (check recovery)
• Consolidated return service

Bank Processing Services
Payment Processing Services For Small, Mid-size and Large Banks Nationwide

ECHO provides payment processing services to banks of all sizes across the United States. Supporting a payment processing infrastructure requires intensive and continuing technological development. ECHO allows the banks to outsource the system support required for merchant payment services and focus instead on their core business.

Become an ECHO Partner.
Enjoy Multiple Revenue Streams and Tremendous Support!
Software and Technology Partners
Benefit from their programming customization and script support!
Agent Banks
Complete back and front end processing support - no risk to bank.
ECHO Career Opportunities
Electronic Clearing House, Inc. is often looking for experienced and motivated individuals to join the ECHO Team.

Sign up now for free - it's easier to explore than to explain.

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